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There are many popular identity theft scams that are circulating, some have been around for decades while others are new to the scene. Some thieves will never stop trying to find a way to steal the one thing that is most important to you – your very identity. Each year, millions of people have their identities stolen in some way or are defrauded in some way.

Let’s take a look at some of the more popular schemes to steal your identity and how you can determine if they are scams or not when you are faced with them.

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There are many scams on the Internet, we know this already – we have all received spam emails in our inboxes and we delete them without further thought. What happens though when ‘spam’ is undetectable? What if you get an email from your bank or online bank that looks real and is asking for your information to be input on a website? Looks legitimate so you go ahead and do it – after all, they said your account would expire if you did not. Is that a scam or an attempt at identity fraud? Yes, it is.

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This is truly the information age and the need to pass information is constantly growing. Internet shopping is expanding rapidly, as is the concept of online banking, credit cards and financial sites such as PayPal. With this increase in financial information being sent over the World Wide Web, it’s really no wonder that we’ve also seen an increase in identity fraud and identity theft. Information about people, including their personal, work and credit information is easily accessed by anyone who has access to just some of your personal information. Most of that information comes from bank and credit card statements and other mail, both email and postal mail, that you dump without worrying about.

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A credit report is information about each person that is used by financial institutions to determine whether or not to give you credit. A credit report contains vital personal information about a person as well as employment information and credit use information. Your credit report is given to anyone who asks for it when they have your permission, primarily banks and other lending institutions who are considering giving you a loan or a mortgage.

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While no doubt you have heard of different types of identity theft, you may not have heard a great deal about social security number theft. Most of the time when you think of identity theft you think of someone stealing your credit card number or other financial information. Although this can be dangerous and cause a myriad of problems, social security number theft is even worse.

What is Social Security Number Theft?

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Financial identity theft can be very serious. It is also becoming more and more prevalent these days. In this article, we will discuss how financial identity theft occurs and what you can do to protect yourself.

In many cases, financial identity theft begins with the theft of one’s social security number. With your social security number and a few other pieces of information about you, the thief can set up an entire second credit line. They can apply for credit cards and even get a mortgage. It is so important that you keep this information private. Do not give your social security number out over the phone. Only provide it to entities that truly have a right and a legitimate reason to know, such as your tax professional or your bank.

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A good way to protect your family, your possessions and your self against identity theft, is to get and stay organized. You need to be able to understand identity theft, how you can work towards the goal or protection plus plan to continue broadening your knowledge in this area as technology and crime grow together, hand in hand. So here are some helpful tips on how to get organized.

Basic Organizing for Your Family, Possessions, Self

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The Consequences Of Identity Theft

Identity theft occurs when someone assumes your identity to commit a crime. It could have serious consequences on your lives, and could also lead to job loss, or even your marriage could be adversely affected. It is a serious breach of your privacy. In today’s political scenario, identity theft could be carried out to aid terrorism, in addition to spying, illegal immigration, and even a permanent change of identity.

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If you have ever received a call from a collection agent claiming you owe money for a loan you don’t recall applying for, you very well could be a victim of identity fraud. All someone needs is your name, social security number, date of birth and account numbers to ruin you financially.

This information is easier to obtain that you think, and before you realize it, you are a victim of identity fraud.

There are several common ways identity fraud is carried out. Online identity theft, considered to be the most popular form of identify fraud, is only one. Another method has been nicknamed “dumpster diving,” which involves stealing mail by rummaging through someone’s garbage for identifying documents.

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This year research companies Javelin and Gartner did not agree with the FTC’s reported number of identity theft victims in the US during 2006. Gartner topped out at 15 million and Javelin claimed identity theft was diminishing. The reports made by consumer to the FTC were in between.

No matter what the illusive real number is, a few things come to mind these three expert groups might agree on in regard to factually measuring the victims and affects of the identity theft crisis:

The first is what is called a synthetic identity, where parts of your information such as your social security number is mixed with another persons name at an unrelated address.

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